Virtual Terminal

The Virtual Terminal enables businesses to authorize, process, and manage credit card transactions from any computer with an Internet connection and a Web browser. Virtual Terminal is the ideal solution for businesses of all sizes because it removes the complexity and expense normally associated with authorizing and processing credit card transactions, and it's much faster than standard dial-up authorization systems. Virtual Terminal replaces standard authorization terminals or software and provides the best solution for merchants who are now manually entering credit card transactions for mail or phone order sales.

In addition, your online store can access your terminal account to authorize purchases that customers make from your store. You can then use your virtual terminal to review the purchases that have been made and the status of the transactions.

To authorize credit card transactions, the merchant simply completes an electronic form that provides the Virtual Terminal system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128 bit Secure Socket Layer (SSL) 3.0 technology and sent to a host server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the process is complete -- this takes around five seconds -- the merchant receives an authorization number, and the server stores the transaction. Transactions are automatically settled each day and funded within 2-3 days.

The Virtual Terminal makes credit card authorization and transaction management fast and easy.